An own family whose deliberate summertime excursion to Sri Lanka will be canceled has expressed disbelief after their journey insurer refused to cover their losses but informed them they might be uninsured if they went ahead.

Sam Williams says his annual journey coverage with Ecclesiastical grew to become out to be worthless after it emerged it would not cowl the cancellation of his trip in the wake of the Foreign Office advising vacationers not to tour to Sri Lanka. Instead, it will value the family approximately £2,000 in canceled flight and villa bills, he says.

In February, Williams started out booking flights and accommodation for him, his wife, and their-year-old daughter for 3 weeks on the island in July. He says he booked the final of the accommodation simply two weeks earlier than terrorists killed extra than 250 people on Easter Sunday.

Like thousands of others who had booked impartial journeys, the concept cancellation became sure when, final month, the Foreign Office counseled towards all but vital travel to Sri Lanka. The fallout from the assaults maintains this week the Guardian suggested that the Sri Lankan authorities had imposed a curfew after mob attacks on mosques and Muslim-owned stores.

At the time of the Foreign Office announcement, the Association of British Insurers warned that travel insurance could not cowl everybody disobeying the recommendation, but also stated maximum policies might include cowl losses for the ones forced to cancel. But whilst Williams requested Ecclesiastical how he ought to declare, he changed into advised that such cancellation cover was no longer supplied as part of his annual policy.

“It’s ridiculous,” says Williams, who lives in London. “It won’t cowl the cancellation, however, has said that if we hold with the ride, we won’t be insured because the Foreign Office has suggested us now not to move. So it appears it wishes it both methods. The corporation suggested I contact my package excursion operator. However, we’ve got booked it all ourselves. It said it’s miles getting pretty plenty of calls approximately this. Isn’t this why we’re advised to shop for journey insurance in the first place?”

Ecclesiastical, which become based in 1887 to protect church buildings against the chance of fire, confirmed its policies did not cover cancellations due to Foreign Office advice. But following Guardian Money’s intervention, it has agreed to cover the Williams’ losses, minus the £a hundred excess, as goodwill gesture.

“We have reviewed Mr. Williams’ grievance and, because of the unique circumstances of this precise case, we have determined to pay the declare to cowl his travel prices,” says a spokesman. “We apprehend this has been an annoying time for Mr. Williams, and we need to do the right element for him.”

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